Post by Mayayana
Not only useful. Exclusive. I'm increasingly seeing younger
people who socialize online, call Uber for a ride, DoorDash
for supper, Tinder to get laid, Amazon to stock up on toilet
paper, ApplePay to buy coffee.... It's becoming a dual culture.
I've been to China several times in the past few years. I was just in
Italy last month. It's not a dual culture at least in those parts of
Europe or Asia.
In China and Italy: Everyone, young or old, rich or poor, is on their
phone constantly. Much worse than in the U.S..
In China, Everyone, young or old, uses WeChat Pay or AliPay for
purchases. Many people don't carry a wallet or any cash at all because
literally every retailer takes electronic payments, even street vendors,
and cash is seen as an annoyance. I wonder when beggars will start
taking electronic payments.
In Italy, Italians, young or old, pay for almost everything with Apple
Pay or Google Pay, and the merchants don't mind, even for low-value
transactions, because the merchant credit card fees are much lower in
the EU than in the U.S..
In China, even in the few places that Apple Pay works, it requires a
Chinese credit card as the underlying payment method so a foreigner
can't use it. I never was at any retailer or restaurant that took Apple
Pay so I never tried it. Google Pay is non-existent.
Since foreigners without a Chinese bank account are not allowed to sign
up and fund WeChat Pay or Alipay accounts, it's us 外国人 (foreigners) that
hold things up by paying cash. Few places take credit cards other than
hotels and large department stores. I went to Costco in Shanghai in
August and they don't accept the Citibank Costco Visa card, only their
own Ping An Bank Visa card, as well as AliPay, WeChat Pay, and cash. It
was only non-Chinese citizens paying with cash.
In China and Italy everyone uses electronic payment for transportation,
whether it's DiDi in China (Uber equivalent), bus, subway, or trains. In
China and Italy, Foreigners can buy tickets for the subway and trains
and use cash on the bus. I rode the bus three times on my last trip to
China and I was the only one paying cash. In China, foreigners can sign
up for DiDi with a credit card (Chinese cannot use a credit card with
DiDi). I could not get the Android DiDi app to work in English, but the
iPhone DiDi app did work
<https://apps.apple.com/us/app/didi-greater-china/id554499054>. There is
no ride-sharing allowed in Italy, though I heard that in some cities you
can use Uber with taxis.
In China, usually, the phone is the only internet access device someone
has when not at work, so they aren't going home and using a laptop or
desktop. So large screen phones are the norm. There are some enormous
Android phones in china, literally the size of a small tablet.
In China, everyone uses WeChat for calls and messaging, In Italy, and
most of Europe, and in India, it's WhatsApp.
I live in the U.S. and I'm old. But I now pay for everything with Google
Pay, Apple Pay, or Samsung Pay tied to my 3% back credit card, and it
only gives 3% if it's a mobile payment. The older people in the U.S.
will eventually adopt the technology already in use by the younger
people. WhatsApp is catching on, even among boomers, as is mobile
payment. Being old and married I can't speak about Tinder.